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State oil refineries
How is it possible to start with crude oil and end up with gasoline and all of these other products?
How should hydrocarbon technology and distribution go ahead?

IF you can make Kashmir self-sufficient in hydrocarbon technology resources while having state public refineries in Kashmir and imparting training to workers for refineries within Kashmir, then you can be recognized as making a difference in the economy of the state.

If you are not able to provide such products and services, others can provide such products and services.

Signing memorandum of understanding for retail, ATM is not going to enhance the economy within the state or outside the state.
Do not sign any memorandum of understanding.